For business

Built for business, beyond borders.

One regulated account to hold, send and exchange money in 12+ currencies, with dedicated IBANs, SEPA & SWIFT rails, transparent FX and Visa Business cards. Built for the way ambitious companies operate.

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Countries reachable by SWIFT
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Core industries served
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Who we work with

Banking that understands your industry

Generic banks treat every company the same. Settled is tuned for sectors where speed, compliance and cross-border money movement are part of the day job, so onboarding, limits and support fit how you operate.

Corporate service providers

Run client settlement cleanly with dedicated IBANs, multi-currency balances and named accounts. Pay vendors, collect fees and reconcile across mandates without juggling a wall of banks.

iGaming

Move money at the pace the sector demands. Compliance-led onboarding, fast SEPA and SWIFT payouts and the controls a regulated operator needs to keep partners and players paid on time.

Aviation

Settle with crews, suppliers and service providers across borders in real time. Hold multiple currencies, send SWIFT worldwide and manage operational spend with cards your team can control.

Operating in another sector? If you move money across the EU/EEA and beyond, talk to our team.

Settled multi-currency business account
Multi-currency accounts

Every currency, one dashboard.

Open dedicated Maltese and EU IBANs in your company name and hold 12+ currencies side by side. Receive in EUR, pay in USD, invoice in GBP, without the cost and friction of separate accounts in every market.

  • Dedicated, named IBANs

    Clean settlement under your own company name for clients and partners.

  • Free internal transfers

    Move money between Settled accounts instantly, at no cost.

  • Transparent FX

    Convert at clear rates from 1%, and from 0.75% on Premium.

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Confirm a SEPA or SWIFT payment in the Settled app
SEPA & SWIFT

Pay locally and globally.

Send and receive across the SEPA zone, often within seconds via SEPA Instant, and reach 190+ countries over SWIFT. Saved beneficiaries, templates and clear tracking keep payouts fast, predictable and visible.

  • SEPA from 0.1%

    Euro payments in and out across the SEPA zone, minimum €2.

  • SWIFT worldwide

    Transparent, tracked international transfers from 0.15%.

  • Templates & beneficiaries

    Reuse partners and pay recurring suppliers in a tap.

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Settled Visa Business cards, virtual and physical
Visa Business cards

Spend with control built in.

Issue virtual cards in seconds and order physical cards for your team. Set per-card limits, freeze and unfreeze instantly and spend in any currency, accepted everywhere Visa is, with live alerts your finance team will trust.

  • Virtual & physical

    Spin up cards for projects, vendors or staff on demand.

  • Spend controls

    Per-card limits, instant freeze and real-time transaction alerts.

  • Worldwide acceptance

    Tap to pay across the EU/EEA and beyond, in local currency.

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How it works

From application to live in four steps

People who understand regulated industries lead your onboarding. Most applications start in minutes, and we ask only for what we need to get you trading.

1 · Apply online

Tell us about your company and directors. The application takes minutes to begin, with no commitment to start.

2 · Verify & KYB

We verify your business and its directors in line with our MFSA obligations, quickly, and with a real person on hand.

3 · Go live

Your dedicated IBANs are issued and your multi-currency account is ready to receive and send money.

4 · Scale

Issue cards, add beneficiaries and move money across borders, all from one dashboard, on web and mobile.

Onboarding from €250 · See the full schedule of fees.

Why businesses choose us

Trusted by operators who move fast

From iGaming media buyers to international brands, teams pick Settled because it keeps up with how, and where, they do business.

★★★★★

"Partnering with Settled has been a game-changer. Automated onboarding meant we were live in days, not weeks, and issuing IBANs with SEPA and SWIFT straight from the app has simplified our treasury. It's rare to find a provider that understands iGaming."

WS
Wojtek StellmachCEO, Bugsy Empire
★★★★★

"Settled streamlined our international transactions so we can focus on what we do best. The swift onboarding and intuitive app made managing finances easy, and meant we could expand our reach and serve customers far more efficiently."

LD
Laila DarwichFounder, AIA Curls
Manage your business account on the move with Settled
On the move

Your business finance, in your pocket.

Open accounts, move money, manage cards and approve payments from anywhere, on iOS and Android. At a desk or between meetings, your whole finance stack travels with you.

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Get started

Ready to move your business beyond borders?

Open your Settled account today and give your company one regulated place to hold, send and spend, across the EU/EEA and worldwide.

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